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Stuart McAtee
Stuart McAtee
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Time Limits On Receiving SSD Benefits And Why The Wait?

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In our Social Security practice, we often recieve questions from clients about certain items required by the Social Security Administration(SSA). Below are a few questions commonly asked by clients along with responses from the SSA. Feel free to contact our office if you have any further questions, or if you have been denied your SSD benefits by the SSA.

Q: Is there a time limit on receiving Social Security disability benefits?


A: Your disability benefits will continue as long as your medical condition has not improved and you cannot work. The SSA will review your case once in a while to make sure you are still disabled.

If you are still receiving disability benefits when you reach your full retirement age, your benefits will automatically be converted to retirement benefits.

Q: Why is there a five-month waiting period for Social Security disability benefits?

A: By law, Social Security disability benefits can be paid only after a worker has been disabled continuously throughout a period of five full calendar months. The first benefit paid is for the sixth month of disability and is paid in the seventh month.

This waiting period ensures that we pay benefits only to people with long-term disabilities and avoid duplicating other income protection plans (such as employer sick-pay plans) during the early months of disability.

To learn more, read the publication, "Disability Benefits," at www.socialsecurity.gov/pubs/10029.html.

2 Comments

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  1. Jon Lewis says:
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    Very informative!

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    Potential clients who are entitled to SSD benefits usually have questions about other sources of disability payments affecting their SSD. Moreover, clients need to know SSD benefits are usually reviewed after a period of time to determine if the client is still disabled.