This is how the legal world works – Slowly. Not always, but a majority of the time. Typically, we are asking others to pay money on claims. The longer they hold onto their money, the better. Insurance companies usually prefer to drag the case out because they earn interest on the money they reserve for the claim.
How are our claims proceeding? With respect to the car accident claim, our clients’ insurance carrier has sent us a letter regarding their medical payment benefits. Medical payment benefits are benefits for medical treatment which most people have on their auto policy. Typically, such benefits range from $1,000 to $5,000, and if you don’t have health insurance or money to pay co-pays and deductibles, you may use this portion of your policy to pay these bills. This coverage is available even if the accident is your fault. In our case, we will need these benefits to pay the doctor bills because the clients do not have health insurance.
Since the liability insurance carrier has not responded to our first letter, we are sending another letter to them tomorrow giving them one more week to respond. It has been two weeks since the previous letter. Hopefully, we will get a response at this time.
In our auto misrepresentation case, we have received a telephone call from one of the dealers, but we have not received a call from any of the other potential three parties we have written to. It has almost been two (2) weeks since those were written, so we are probably going to have to follow up again this week.
Ironically, I ran into a friend at a coffee shop who knows one of the potential defendants, and they asked him about me. Birmingham is a small big town. He also asked another attoney about me who obviously responded with, "If Jon is investigating it, there is probably something to it." Who knows, but we shall see.
Not much to update, but we will hopefully have more information for the next one.